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HCS 490 WEEK 2 Staying Relevant Simulation Reflection

Staying Relevant Simulation Reflection Part 1: Individual

Each team member will complete the Staying Relevant Simulation as an individual. The email requested at the end of the simulation will not be turned in for points; however, you will use the information composed as an individual in Part 2 of the learning team assignment.

Compose the email requested at the end of simulation. The email proposal should include:

  • Objectives and target audience for project
  • A thorough review of the website and social media page
  • Specific details on how the website and social media page could be improved
  • New ideas and how they could be implemented for Bright Road

Part 2: Learning Team

Write a 1,050- to 1,400-word reflection regarding the simulation and its importance in the course or in potential careers. Include the following:

  • Summarize key points of the simulation.
  • Explain the relevancy of the simulation to the course and to potential careers.
  • As a team, develop at least three questions you would have asked during this meeting to provide you with additional information needed.
  • As a team, summarize your thoughts from the individually written emails regarding:
    • Specific details on how the website and social media page could be improved
    • New ideas and how they could be implemented for Bright Road

Format your assignment according to APA guidelines.

Cite 3 peer-reviewed, scholarly references.

Run your Staying Relevant Simulation Reflection paper through the Grammarly and Plagiarism Web Services and include your reports with the assignment.

Click the Assignment Files tab to submit your Staying Relevant Simulation Reflection assignment.

HCS 490 WEEK 2 Case Study Comparisons

Case Study Comparisons

Part 1

Complete the chart below that differentiates the following insurance types.

Plan Type  Characteristics of Plan (5 to 7 characteristics) Target Audience for Plan
Indemnity Plan
Preferred Provider Organization (PPO)
Health Maintenance Organization (HMO)
Consumer Directed Health Plan (CDHPs)
Medicaid
Medicare

 

Part 2

Review the insurance plans and answer the following questions.

Services Bronze Silver Gold
Monthly Cost $163.00 $194.00 $245.00
Deductible $6,000.00 $4,000.00 $1000.00
Primary Care $35.00 co-pay for three visits, then 20% of co-insurance $30.00 co-pay/provider/day $20.00 co-pay/provider/day
Specialist Visit $70.00 co-pay for three visits, then 20% of co-insurance $60.00 co-pay/provider/day $40.00 co-pay/provider/day
Preventive Care/Screening/Immunization No charge No charge No charge
Diagnostic Test (x-ray, blood work) $35.00 co-pay or 20% of co-insurance if co-pay limit is researched Office visit co-pay or 20% of co-insurance Office visit co-pay or 20% of co-insurance
Level 1 Prescription Drugs $25 co-pay/30 day supply $15.00 co-pay/30 supply $15.00 co-pay/30 supply
Emergency Room Services 20% of co-insurance $350.00 co-pay/facility/day $250.00 co-pay/facility/day
Emergency Medical Transportation 20% of co-insurance 20% of co-insurance 20% of co-insurance
Urgent Care $75 co-pay $60.00 co-pay/provider/day $60.00 co-pay/provider/day
Hospital Stay (Facility fee, physician/surgeon fee) 20% of co-insurance 20% of co-insurance 20% of co-insurance
  1. Compare the plans above.
  • What are the major differences between the plans?
  • What are the major similarities between the plans?
  • If you were presented with these plans, what would be the major selling points and pitfalls of the plans for you?
  1. Read and answer the questions below regarding the two consumers and refer to the Gold, Bronze, or Silver plans listed above.

Consumer A

Betsy has type 2 diabetes and high blood pressure.  She visits the doctor often to keep her diabetes and blood pressure controlled. The doctor regularly checks her blood levels and prescribes level 1 prescriptions to help Betsy control her diabetes and blood pressure.

  • Betsy is considered a controlled diabetic but still uses her insurance plan frequently.
    • Compare the plans provided and determine the best plan for Betsy. Remember to consider deductibles and general costs for the services she would be using.
  • For a couple of years, Betsy was really taking care of herself. However, after suffering a broken leg and being more inactive, Betsy has gained weight and has not been diligent about controlling her diabetes. Betsy has found that she is requiring emergency room services and urgent care more often.
  • If Betsy was considering changing her insurance plan, which plan should she consider? Why?
  • How does the plan she should consider in this scenario compare to the plan choice from the first question?

Consumer B

Zach is a healthy 30 year old who rarely goes to the doctor and is not on any medication. He has been offered the following insurance plans and he is considering the plans for use of common alignments (i.e., colds) and for preventive tests.

  • Compare the plans and determine what would be the best plan for Zach.

Zach has recently been hired as a construction worker and was considering changing his health plan. He realizes that this new job may have more hazards than his last job.

  • Which plan should Zach consider? Why?
  • How does the plan he should consider in this scenario compare to the plan choice from the first question? Remember to consider deductibles and general costs for the services he would be using.
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